dtcpay, a fast‑growing company that enables businesses to accept and settle transactions using stablecoins, announced the successful close of its Series A financing round, raising a total of $25 million. The round was led by Japan’s SBI Group, a diversified financial services conglomerate with a strong focus on blockchain and digital assets, which participated as a strategic investor alongside several other venture capital firms and angel backers. The infusion of capital is expected to accelerate dtcpay’s product roadmap, expand its geographic footprint, and deepen its partnerships across the global payments ecosystem. Founded in 2020, dtcpay was created to address the friction that traditional fiat‑based payment rails encounter when dealing with cross‑border commerce, high transaction fees, and settlement delays.
By leveraging stablecoins—cryptocurrencies pegged to fiat currencies such as the US dollar—the platform offers merchants near‑instant settlement, lower costs, and greater transparency. SBI Group’s involvement goes beyond mere financial support. As a pioneer in the adoption of blockchain technology in Japan, SBI has built a robust infrastructure that includes cryptocurrency exchanges, digital asset custody services, and a suite of fintech solutions for both retail and institutional clients. Through this partnership, dtcpay will gain access to SBI’s extensive network of banks, payment processors, and regulatory expertise, which is crucial for navigating the complex compliance landscape that surrounds digital‑asset transactions.
"We are thrilled to welcome SBI Group as a cornerstone investor," said Alex Kim, CEO of dtcpay. "Their deep experience in blockchain finance and their strong presence in the Asian market give us a unique advantage as we scale our platform globally.
This funding round validates the market’s appetite for stablecoin‑based payment solutions and positions dtcpay to become a leading infrastructure provider for merchants seeking faster, cheaper, and more reliable ways to move money across borders." The Series A round also attracted participation from several well‑known venture capital firms, including Horizon Ventures, which focuses on early‑stage fintech startups, and Global Bridge Capital, a fund that specializes in cross‑border payment innovations. Together, these investors bring not only capital but also strategic guidance, industry connections, and operational expertise that will help dtcpay refine its technology stack and accelerate customer acquisition. dtcpay’s platform currently supports a suite of stablecoins, including USDC, USDT, and DAI, allowing merchants to receive payments in a digital format that retains a stable value relative to fiat currencies. The system integrates with existing point‑of‑sale (POS) hardware and e‑commerce APIs, enabling seamless adoption without requiring merchants to overhaul their current infrastructure.
In addition, the platform provides real‑time conversion tools, automated compliance checks, and robust reporting dashboards, addressing many of the pain points that have historically hindered broader acceptance of crypto‑based payments. Industry analysts see the timing of the funding as particularly significant. The global payments market is undergoing a rapid transformation, driven by the rise of digital wallets, the increasing demand for instant settlement, and the growing regulatory clarity around stablecoins.
According to a recent report by McKinsey, the market for digital‑asset payments could exceed $1 trillion in transaction volume by 2030, with stablecoins accounting for a substantial share due to their price stability and regulatory acceptance. dtcpay’s solution directly targets this emerging demand, offering a bridge between traditional commerce and the decentralized finance (DeFi) ecosystem. The capital raised will be allocated across three primary initiatives.
First, dtcpay plans to expand its engineering team to accelerate the development of new features, such as support for additional stablecoins, enhanced fraud detection algorithms, and deeper integration with enterprise resource planning (ERP) systems. Second, the company will invest in market expansion, focusing on Southeast Asia, Europe, and North America—regions where cross‑border trade volumes are high and where businesses are actively seeking alternatives to legacy banking channels.
Third, dtcpay intends to strengthen its compliance and risk management capabilities, working closely with regulators to ensure that its platform meets anti‑money‑laundering (AML) and know‑your‑customer (KYC) requirements in every jurisdiction it operates. Beyond the immediate business impact, the partnership with SBI Group signals a broader endorsement of stablecoin infrastructure by established financial institutions.
SBI has previously launched its own stablecoin, the SBI Stablecoin, and has been instrumental in shaping Japan’s regulatory framework for digital assets. By aligning with dtcpay, SBI demonstrates confidence that stablecoin‑based payment solutions can coexist with, and even enhance, traditional banking services.
Looking ahead, dtcpay aims to become the de facto payment layer for merchants that require fast, low‑cost, and secure settlement across borders. The company’s roadmap includes the launch of a developer portal that will allow third‑party applications to embed stablecoin payment capabilities directly into their platforms, as well as the introduction of a white‑label solution for large enterprises seeking a customized payment experience.
In summary, the $25 million Series A round, anchored by SBI Group’s strategic investment, equips dtcpay with the resources and expertise needed to scale its innovative stablecoin payment platform. As the global economy continues to digitize and the demand for instantaneous, cost‑effective cross‑border transactions grows, dtcpay is well positioned to capture a meaningful share of the emerging digital‑asset payments market, delivering value to merchants, consumers, and financial partners alike.