dtcpay, a fintech company that specializes in processing payments using stablecoins, has successfully concluded a Series A financing round that raised a total of $25 million. A significant portion of this capital came from SBI Group, a leading Japanese financial services conglomerate, which participated as a strategic investor.
The infusion of funds is set to accelerate dtcpay’s growth trajectory, expand its product suite, and deepen its presence in both domestic and international markets. The round was led by SBI Group, which brings not only capital but also a wealth of industry expertise, regulatory insight, and a robust network of partners across Asia and beyond.
SBI’s involvement signals confidence in dtcpay’s technology stack, which enables merchants and consumers to settle transactions instantly using stablecoins—digital assets pegged to fiat currencies that mitigate the volatility typically associated with cryptocurrencies. By leveraging stablecoins, dtcpay offers a seamless bridge between traditional finance and the emerging decentralized finance (DeFi) ecosystem, allowing businesses to accept digital payments while preserving price stability.
Founded in 2020, dtcpay was created to address a growing demand for fast, low‑cost, cross‑border payment solutions that do not rely on legacy banking infrastructure. The company’s core platform integrates with major blockchain networks, providing real‑time settlement, transparent audit trails, and programmable payment logic through smart contracts. Over the past two years, dtcpay has onboarded a diverse portfolio of merchants ranging from e‑commerce retailers and travel agencies to subscription‑based services and gaming platforms. These partners have reported reduced transaction fees, quicker fund availability, and an enhanced customer experience compared to conventional card‑based processing.
The $25 million raised will be allocated across several strategic initiatives. First, dtcpay plans to broaden its geographic footprint, targeting high‑growth regions such as Southeast Asia, Latin America, and the Middle East, where cross‑border remittance volumes are substantial and the adoption of digital currencies is accelerating.
Second, the company intends to invest heavily in research and development to enhance its compliance framework, ensuring that its stablecoin transactions meet the stringent anti‑money‑laundering (AML) and know‑your‑customer (KYC) standards required by regulators worldwide. Third, dtcpay will expand its suite of value‑added services, including automated invoicing, recurring billing, and integrated fiat‑on‑ramp solutions, which will allow merchants to convert stablecoins into local currencies with minimal friction. SBI Group’s strategic partnership brings more than just financial backing.
As a pioneer in blockchain and digital asset services in Japan, SBI operates a range of subsidiaries that provide cryptocurrency exchange services, asset management, and blockchain‑based settlement platforms. This ecosystem offers dtcpay a ready-made pipeline for liquidity, access to a broad user base, and collaborative opportunities to co‑develop new products. For instance, dtcpay could integrate SBI’s digital asset exchange to offer merchants instant conversion between stablecoins and Japanese yen, thereby simplifying accounting and tax reporting for Japanese businesses.
Industry analysts view the deal as a bellwether for the broader acceptance of stablecoin‑based payment infrastructure. While cryptocurrencies have historically faced skepticism due to price volatility, stablecoins—such as USDC, USDT, and the newer regulated offerings from central banks—provide a more predictable store of value. By building a payment gateway that exclusively supports these assets, dtcpay positions itself at the forefront of a shift toward digital cash that retains the stability of fiat while enjoying the speed and programmability of blockchain technology. The partnership also aligns with SBI Group’s long‑term vision of fostering an open financial system that blends traditional banking with decentralized finance.
In recent years, SBI has launched multiple initiatives, including a joint venture with Ripple to provide cross‑border payment services and a partnership with a major European bank to pilot a central‑bank‑digital‑currency (CBDC) settlement platform. By investing in dtcpay, SBI extends its reach into the merchant‑facing side of the payments value chain, complementing its existing B2B and B2C offerings.
From a regulatory perspective, the collaboration may help shape policy frameworks that accommodate stablecoin payments. Both companies have expressed a commitment to working closely with regulators in Japan, the United States, and other jurisdictions to ensure that their solutions comply with evolving legal requirements. This proactive stance is expected to mitigate risk and foster trust among merchants, consumers, and financial institutions. Looking ahead, dtcpay’s leadership anticipates that the influx of capital and strategic support will enable the company to achieve several milestones within the next 12‑18 months.
These include launching a multilingual merchant dashboard, rolling out an API marketplace for developers, and establishing a network of local fiat‑on‑ramp partners in target regions. The company also aims to reach a transaction volume of $1 billion annually, a figure that would place it among the top stablecoin payment processors globally. In summary, the $25 million Series A round, anchored by SBI Group’s strategic investment, marks a pivotal moment for dtcpay.
The funding not only validates the company’s innovative approach to stablecoin payments but also equips it with the resources needed to scale operations, deepen compliance capabilities, and broaden its product ecosystem. As the global payments landscape continues to evolve toward faster, cheaper, and more transparent solutions, dtcpay is well‑positioned to become a key player in the emerging digital‑currency‑driven economy.