A recent report by Juniper Research predicts that stablecoin payments between businesses worldwide will skyrocket to $5 trillion by 2035, marking a staggering 373-fold increase from the estimated $13.4 billion this year. The research firm attributes this growth to the rising adoption of stablecoins in cross-border B2B transactions, treasury operations, and supply chain settlements, where their programmability and instant settlement finality offer significant advantages over traditional banking channels. As stablecoins address the existing inefficiencies in cross-border payments, they are increasingly being used as a foundational layer of institutional payment infrastructure, with 85% of the total stablecoin transaction value in 2035 expected to come from B2B transactions.
The integration of stablecoins in international business payments is driven by their ability to provide speedy 24/7 settlement finality, outpacing correspondent banking rails. According to Juniper Research Analyst Jawad Jahan, stablecoins are not replacing existing payment infrastructure, but rather being adopted where their advantages are most pronounced, with cross-border B2B transactions offering the greatest benefits and expected to experience the most sustained volume growth.
Jahan suggests that stablecoin issuers should focus on enterprise integrations and treasury partnerships to capitalize on this trend. This prediction is supported by Chainalysis, which forecasts that stablecoins will become a fundamental layer of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035, potentially replacing traditional payment rails in the future.