According to a new report by Juniper Research, the total value of international stablecoin payments among businesses is expected to surge to $5 trillion by 2035, marking a significant 373-fold increase from the estimated $13.4 billion in the current year. The research firm attributes this growth to the increasing use of stablecoins in cross-border B2B transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels due to their programmability and swift settlement finality. As stablecoins address the inefficiencies in cross-border payments, they are transitioning from a speculative asset to a core component of institutional payment infrastructure. Juniper Research predicts that 85% of the total stablecoin transaction value in 2035 will come from B2B payments, with stablecoins being integrated into international payments, treasury operations, and supply chain settlements due to their rapid 24/7 settlement finality.
"Stablecoins are not replacing the existing payments infrastructure, but rather being adopted where their benefits are most pronounced," said Jawad Jahan, an analyst at Juniper Research. "Cross-border B2B is where these benefits are most significant, and we anticipate the most sustained volume growth in this area over the forecast period." Jahan advises stablecoin issuers to focus on enterprise integrations and treasury partnerships to capitalize on the majority of this value. This forecast aligns with a recent report by Chainalysis, which predicted that stablecoins are on track to become a fundamental layer of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035.