According to a new report by Juniper Research, cross-border stablecoin payments among businesses are expected to surge to $5 trillion by 2035, marking a significant 373-fold increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing adoption of stablecoins in international B2B transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels due to their programmability and swift settlement finality. As stablecoins address current inefficiencies in cross-border payments, they are shifting from speculative assets to a fundamental component of institutional payment infrastructure.
By 2035, B2B transactions are projected to account for 85% of the total stablecoin transaction value, with stablecoins becoming an integral part of international payments due to their rapid 24/7 settlement capabilities. Juniper Research Analyst Jawad Jahan notes that stablecoins are not replacing existing payment infrastructure but are being adopted where their benefits are most pronounced, particularly in cross-border B2B transactions.
To capitalize on this trend, stablecoin issuers should focus on integrating with enterprises and forming treasury partnerships.