A new report from Juniper Research forecasts that cross-border stablecoin payments among businesses will reach $5 trillion by 2035, marking a significant increase from the estimated $13.4 billion this year. The research firm attributes this growth to stablecoins addressing current inefficiencies in traditional cross-border payments. By 2035, it's estimated that 85% of stablecoin transaction value will come from business-to-business payments, with stablecoins transitioning from speculative assets to a foundational layer of institutional payment infrastructure.
Juniper Research notes that stablecoins offer advantages over traditional banking channels, including programmability and 24/7 settlement finality, making them an attractive option for international payments, treasury operations, and supply chain settlements. As stablecoins become increasingly integrated into these areas, they are expected to drive sustained volume growth. According to Juniper Research Analyst Jawad Jahan, stablecoin issuers should focus on enterprise integrations and treasury partnerships to capitalize on this growth. This prediction follows a report from Chainalysis, which projected stablecoin adjusted transaction volumes to reach $719 trillion by 2035, potentially replacing traditional payment rails.