A recent report by Juniper Research predicts that international stablecoin payments between businesses will surge to $5 trillion by 2035, marking a significant 373-fold increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing adoption of stablecoins in cross-border B2B transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels due to their programmability and rapid settlement capabilities. As stablecoins address current inefficiencies in cross-border payments, they are shifting from speculative assets to a foundational layer of institutional payment infrastructure.
By 2035, Juniper Research estimates that 85% of the total stablecoin transaction value will come from B2B payments, driven by the benefits of speedy 24/7 settlement finality. According to Juniper Research Analyst Jawad Jahan, stablecoins are not replacing existing payment infrastructure but are being adopted where their advantages are most pronounced, particularly in cross-border B2B transactions. To capture the majority of this value, Jahan suggests that stablecoin issuers should focus on integrating with enterprises and forming treasury partnerships.