According to a new report by Juniper Research, cross-border stablecoin payments among businesses are expected to surge to $5 trillion by 2035. This projected figure represents a significant increase of 373 times the estimated total value of $13.4 billion for this year. The research firm attributes this growth to the increasing adoption of stablecoins in international business-to-business transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels due to their programmability and rapid settlement finality.
Juniper Research notes that stablecoins are addressing current inefficiencies in cross-border payments, with 85% of the total stablecoin transaction value in 2035 anticipated to come from business-to-business transactions. As stablecoins transition from speculative assets to a foundational layer of institutional payment infrastructure, they are being integrated into international payments among businesses, offering speedy 24/7 settlement finality. Juniper Research Analyst Jawad Jahan suggests that stablecoin issuers should focus on enterprise integrations and treasury partnerships to capitalize on this growth.
This forecast aligns with a recent projection by Chainalysis, which estimated that stablecoin adjusted transaction volumes could reach $719 trillion by 2035, potentially replacing traditional payment rails.