According to a new report by Juniper Research, the total value of international stablecoin payments among businesses is expected to reach $5 trillion by 2035, a significant increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing use of stablecoins in cross-border business-to-business transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking systems due to their programmability and rapid settlement finality. Juniper Research notes that stablecoins are addressing existing inefficiencies in cross-border payments, leading to a shift from speculative assets to a foundational layer of institutional payment infrastructure. The firm estimates that 85% of the total stablecoin transaction value in 2035 will come from B2B payments.
Stablecoins are being integrated into international payments due to their fast and efficient settlement processes, which surpass traditional banking rails. As stated by Juniper Research Analyst Jawad Jahan, "Stablecoins are not replacing existing payment infrastructure, but rather being adopted where their advantages are most pronounced, particularly in cross-border B2B transactions." Jahan suggests that stablecoin issuers should focus on enterprise integrations and treasury partnerships to capitalize on this growing trend.
This projection is supported by a recent report from Chainalysis, which forecasts stablecoins to become a fundamental layer of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035.