According to a new report by Juniper Research, cross-border stablecoin payments between businesses are expected to skyrocket to $5 trillion by 2035, marking a significant 373-fold increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing adoption of stablecoins in international business transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking systems due to their programmability and rapid settlement capabilities. By 2035, it is estimated that 85% of the total stablecoin transaction value will stem from business-to-business transactions, as these fiat-pegged cryptocurrencies transition from speculative assets to a fundamental component of institutional payment infrastructure.
The integration of stablecoins in global payments is driven by their ability to address current inefficiencies in cross-border payments, providing a faster and more efficient alternative to traditional banking channels. As stated by Juniper Research Analyst Jawad Jahan, stablecoins are not intended to replace existing payment infrastructure, but rather to be adopted in areas where their benefits are most pronounced, with cross-border B2B transactions being a prime example. To capitalize on this trend, stablecoin issuers are advised to focus on enterprise integrations and treasury partnerships. This prediction is supported by a recent report from Chainalysis, which forecasts stablecoins to become a cornerstone of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035.