According to a report by Juniper Research, cross-border stablecoin payments among businesses are projected to reach $5 trillion by 2035, marking a significant increase from the estimated $13.4 billion this year. The research highlights the growing importance of stablecoins in international B2B transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels due to their programmability and 24/7 settlement finality. As stablecoins address current inefficiencies in cross-border payments, they are expected to shift from speculative assets to a foundational layer of institutional payment infrastructure.
By 2035, B2B transactions are anticipated to account for 85% of the total stablecoin transaction value, with stablecoins being increasingly adopted for their speedy settlement finality. Juniper Research Analyst Jawad Jahan notes that stablecoins are not replacing existing payment infrastructure, but rather being adopted where their advantages are most pronounced, particularly in cross-border B2B transactions.
To capitalize on this growth, stablecoin issuers are advised to focus on enterprise integrations and treasury partnerships.