According to a new report by fintech analysts Juniper Research, the total value of international stablecoin payments among businesses is expected to surge to $5 trillion by 2035, marking a significant 373-fold increase from the estimated $13.4 billion this year. The research highlights that stablecoins are becoming increasingly integral to cross-border B2B transactions, treasury operations, and supply chain settlements due to their programmability and ability to provide 24/7 settlement finality, thereby offering advantages over traditional correspondent banking channels.
Juniper Research notes that the growth of stablecoins in B2B payments is driven by their ability to address current inefficiencies in cross-border payments. The firm predicts that by 2035, a substantial 85% of the total stablecoin transaction value will originate from B2B payments, with stablecoins transitioning from speculative assets to a core component of institutional payment infrastructure.
Juniper Research Analyst Jawad Jahan emphasized that stablecoins are not intended to replace existing payment infrastructure but rather to be adopted where their benefits are most pronounced, particularly in cross-border B2B transactions where they are expected to drive sustained volume growth. He recommended that stablecoin issuers focus on integrating with enterprises and forming treasury partnerships to capitalize on the majority of this value. This projection aligns with a recent report by Chainalysis, which forecasted that stablecoins are on track to become a fundamental layer of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035.