According to a report by Juniper Research, the total value of international stablecoin payments among businesses is expected to soar to $5 trillion by 2035. This represents a significant increase of 373 times the estimated total value of $13.4 billion for this year. The research firm attributes this growth to the increasing adoption of stablecoins in cross-border business-to-business transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels due to their programmability and 24/7 settlement finality.
As stablecoins address the inefficiencies in cross-border payments, they are shifting from speculative assets to a foundational layer of institutional payment infrastructure. By 2035, it is estimated that 85% of the total stablecoin transaction value will come from B2B payments.
The integration of stablecoins in international payments is driven by their ability to provide speedy 24/7 settlement finality, surpassing the limitations of correspondent banking rails. Juniper Research Analyst Jawad Jahan noted that stablecoins are not replacing existing payment infrastructure but are being adopted where their advantages are most pronounced, particularly in cross-border B2B transactions.
To capture the majority of this value, stablecoin issuers are advised to focus on enterprise integrations and treasury partnerships. This projection is supported by a recent study by Chainalysis, which forecasts that stablecoins are on track to become a foundational layer of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035.