According to a new report by Juniper Research, cross-border stablecoin payments among businesses are expected to reach $5 trillion by 2035, marking a significant increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing adoption of stablecoins in international B2B transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels. By 2035, stablecoins are predicted to account for 85% of the total transaction value, with their programmability and 24/7 settlement finality driving disruption in correspondent banking channels.
As stablecoins shift from speculative assets to a foundational layer of institutional payment infrastructure, they are poised to address current inefficiencies in cross-border payments. Juniper Research Analyst Jawad Jahan notes that stablecoins are not replacing existing payment infrastructure, but rather being adopted where their advantages are most pronounced, particularly in cross-border B2B transactions.