A recent report by Juniper Research predicts that international stablecoin payments among businesses will skyrocket to $5 trillion by 2035, marking a significant 373-fold increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing adoption of stablecoins in cross-border B2B transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional correspondent banking channels due to their programmability and instant settlement finality. As stablecoins address the current inefficiencies in cross-border payments, they are expected to shift from a speculative asset to a fundamental component of institutional payment infrastructure, with 85% of the total stablecoin transaction value in 2035 coming from B2B payments. The speedy 24/7 settlement finality of stablecoins is seen as a major advantage over traditional banking rails, driving their integration in international business payments.
According to Juniper Research Analyst Jawad Jahan, stablecoins are not replacing existing payment infrastructure but are being adopted where their benefits are most pronounced, particularly in cross-border B2B transactions. To capitalize on this trend, stablecoin issuers are advised to focus on enterprise integrations and treasury partnerships. This forecast is supported by a recent report from Chainalysis, which predicts that stablecoins will become a foundational layer of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035.