According to a recent report by Juniper Research, the total value of international stablecoin payments among businesses is expected to surge to $5 trillion by 2035. This represents a significant increase of 373 times the estimated total value of $13.4 billion for this year. The research firm attributes this growth to the increasing use of stablecoins in cross-border business-to-business transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels due to their programmability and ability to settle transactions 24/7.
Juniper Research notes that stablecoins are addressing current inefficiencies in cross-border payments, leading to their adoption as a foundational layer of institutional payment infrastructure. The firm estimates that 85% of the total stablecoin transaction value in 2035 will come from B2B payments.
Stablecoins are being integrated into international payments due to their fast settlement finality, which surpasses that of correspondent banking rails. As stated by Juniper Research Analyst Jawad Jahan, "Stablecoins are not replacing payments infrastructure; they are being adopted where the advantages are most pronounced. Cross-border B2B is where those advantages are greatest, and where we expect the most sustained volume growth over the forecast period." The report suggests that stablecoin issuers should focus on enterprise integrations and treasury partnerships to capture the majority of this value.
This prediction is supported by a recent report from Chainalysis, which stated that stablecoins are on track to become a foundational layer of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035.