According to a report by Juniper Research, the total value of international stablecoin payments among businesses is expected to soar to $5 trillion by 2035, marking a significant 373-fold increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing adoption of stablecoins in cross-border B2B transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels due to their programmability and rapid settlement finality. As stablecoins address current inefficiencies in cross-border payments, they are shifting from speculative assets to a fundamental component of institutional payment infrastructure.
The firm estimates that 85% of the total stablecoin transaction value in 2035 will come from B2B payments, with stablecoins being integrated into international payments, treasury operations, and supply chain settlements due to their speedy 24/7 settlement finality. Juniper Research Analyst Jawad Jahan noted that stablecoins are not replacing existing payment infrastructure but are being adopted where their advantages are most pronounced, particularly in cross-border B2B transactions. He suggested that stablecoin issuers should focus on enterprise integrations and treasury partnerships to capture the majority of this value. This projection is consistent with a recent report by Chainalysis, which forecasted that stablecoins are on track to become a foundational layer of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035.