According to a recent study by Juniper Research, the total value of international stablecoin payments among businesses is projected to reach $5 trillion by 2035, marking a significant increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing use of stablecoins in cross-border business-to-business transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels due to their programmability and rapid settlement finality. As stablecoins address the inefficiencies in traditional cross-border payments, they are shifting from speculative assets to a foundational layer of institutional payment infrastructure.
By 2035, it is estimated that 85% of the total stablecoin transaction value will come from B2B payments. The firm's analyst, Jawad Jahan, notes that stablecoins are not replacing existing payment infrastructure, but rather being adopted where their benefits are most pronounced, particularly in cross-border B2B transactions.