According to a new report by Juniper Research, cross-border B2B stablecoin payments are expected to surge to $5 trillion by 2035, marking a significant 373-fold increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing adoption of stablecoins in international business-to-business transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels due to their programmability and 24/7 settlement finality.
As stablecoins address current inefficiencies in cross-border payments, they are shifting from speculative assets to a foundational layer of institutional payment infrastructure. By 2035, B2B transactions are expected to account for 85% of the total stablecoin transaction value, with stablecoins being integrated into international payments due to their speedy settlement finality.
Juniper Research Analyst Jawad Jahan notes that stablecoins are not replacing existing payment infrastructure but are being adopted where their advantages are most pronounced, particularly in cross-border B2B transactions. To capture the majority of this value, stablecoin issuers should focus on enterprise integrations and treasury partnerships. This forecast aligns with a recent report by Chainalysis, which predicts that stablecoins will become a foundational layer of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035.