A new report by Juniper Research forecasts that international stablecoin payments among businesses will surge to $5 trillion by 2035, representing a 373-fold increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing use of stablecoins in cross-border business-to-business transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels due to their programmability and 24/7 settlement finality.
As stablecoins address current inefficiencies in cross-border payments, they are shifting from speculative assets to a foundational layer of institutional payment infrastructure. By 2035, 85% of the total stablecoin transaction value is expected to come from B2B payments. Juniper Research Analyst Jawad Jahan notes that stablecoins are not replacing existing payment infrastructure but are being adopted where their advantages are most pronounced, particularly in cross-border B2B transactions.
He advises stablecoin issuers to focus on enterprise integrations and treasury partnerships to capture the majority of this value. This projection aligns with a recent report by Chainalysis, which forecasts stablecoins to become a foundational layer of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035.