A recent report by Juniper Research predicts that international stablecoin payments between businesses will skyrocket to $5 trillion by 2035, marking a significant 373-fold increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing adoption of stablecoins in cross-border B2B transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels due to their programmability and instant settlement finality. As stablecoins address the current inefficiencies in cross-border payments, they are expected to shift from speculative assets to a core component of institutional payment infrastructure.
By 2035, B2B transactions are projected to account for 85% of the total stablecoin transaction value, with stablecoins being integrated into international payments due to their faster settlement times. According to Juniper Research Analyst Jawad Jahan, stablecoins are not replacing existing payment infrastructure, but rather being adopted where their benefits are most pronounced, particularly in cross-border B2B transactions.
To capitalize on this trend, stablecoin issuers should focus on partnering with enterprises and treasuries. This forecast is supported by a recent report from Chainalysis, which predicts that stablecoins will become a fundamental layer of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035.