According to a new report by Juniper Research, the total value of international stablecoin payments among businesses is expected to surge to $5 trillion by 2035, marking a significant 373-fold increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing adoption of stablecoins in cross-border business-to-business transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels due to their programmability and rapid settlement finality. As stablecoins address current inefficiencies in cross-border payments, they are shifting from speculative assets to a foundational layer of institutional payment infrastructure.
The firm estimates that 85% of the total stablecoin transaction value in 2035 will come from B2B transactions. Juniper Research Analyst Jawad Jahan notes that stablecoins are not replacing existing payment infrastructure but are being adopted where their advantages are most pronounced, particularly in cross-border B2B transactions.
He advises stablecoin issuers to focus on enterprise integrations and treasury partnerships to capture the majority of this value. This prediction aligns with a recent report by Chainalysis, which forecasts stablecoins to become a foundational layer of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035.