According to a new report by Juniper Research, the total value of stablecoin payments between businesses worldwide is anticipated to surge to $5 trillion by 2035. This staggering figure represents a 373-fold increase from the estimated $13.4 billion this year. The research firm notes that stablecoins are becoming increasingly integral to cross-border B2B transactions, treasury operations, and supply chain settlements due to their ability to provide programmability and 24/7 settlement finality, thereby offering a significant advantage over traditional banking channels.
The growth of stablecoins is largely driven by their capacity to address existing inefficiencies in cross-border payments. By 2035, it is estimated that a substantial 85% of the total stablecoin transaction value will be derived from B2B payments, with these fiat-pegged cryptocurrencies transitioning from speculative assets to a fundamental component of institutional payment infrastructure. Juniper Research Analyst Jawad Jahan emphasized that stablecoins are not intended to replace existing payment infrastructure but rather to be adopted in areas where their advantages are most pronounced, such as cross-border B2B transactions.
He suggested that stablecoin issuers should focus on integrating with enterprises and forming treasury partnerships to capitalize on the majority of this value. This prediction follows a report by Chainalysis earlier this month, which stated that stablecoins are on track to become a foundational layer of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035.