According to a new report by Juniper Research, the total value of international stablecoin payments among businesses is expected to reach $5 trillion by 2035, marking a significant increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing use of stablecoins in cross-border business-to-business transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels due to their programmability and fast settlement finality.
As stablecoins address current inefficiencies in cross-border payments, they are shifting from speculative assets to a foundational layer of institutional payment infrastructure. By 2035, it is estimated that 85% of the total stablecoin transaction value will come from B2B payments, with stablecoins being integrated into international payments due to their speedy settlement finality. An analyst at Juniper Research suggests that stablecoin issuers should focus on enterprise integrations and treasury partnerships to capture the majority of this value, as stablecoins are expected to experience sustained volume growth in cross-border B2B transactions.