According to a report by Juniper Research, the total value of international stablecoin payments between businesses is expected to surge to $5 trillion by 2035, marking a significant increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing adoption of stablecoins in cross-border business-to-business transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels due to their programmability and fast settlement finality. As stablecoins address the inefficiencies in cross-border payments, they are shifting from speculative assets to a core component of institutional payment infrastructure.
The report estimates that 85% of the total stablecoin transaction value in 2035 will come from B2B payments, with stablecoins being integrated into international payments due to their speedy settlement finality. Juniper Research Analyst Jawad Jahan noted that stablecoins are not replacing existing payment infrastructure but are being adopted where their advantages are most pronounced, particularly in cross-border B2B transactions.
He advised stablecoin issuers to focus on enterprise integrations and treasury partnerships to capture the majority of this value. This projection is in line with a recent report by Chainalysis, which predicted that stablecoins would become a foundational layer of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035.