According to a report by Juniper Research, the total value of stablecoin payments between international businesses is expected to reach $5 trillion by 2035, marking a significant increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing use of stablecoins in cross-border transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking systems due to their programmability and ability to settle transactions 24/7.
As stablecoins address the inefficiencies in traditional cross-border payments, they are shifting from speculative assets to a foundational layer of institutional payment infrastructure. The firm estimates that 85% of the total stablecoin transaction value in 2035 will come from business-to-business transactions.
Juniper Research Analyst Jawad Jahan noted that stablecoins are not replacing existing payment infrastructure but are being adopted where their advantages are most pronounced, particularly in cross-border B2B transactions. He advised stablecoin issuers to focus on integrating with enterprises and forming treasury partnerships to capture the majority of this value. This projection is consistent with a recent report by Chainalysis, which forecasted that stablecoins are on track to become a core component of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035.