According to a report by Juniper Research, the total value of stablecoin payments between businesses worldwide is expected to surge to $5 trillion by 2035, marking a significant 373-fold increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing use of stablecoins in cross-border B2B transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels due to their programmability and rapid settlement capabilities. As stablecoins address current inefficiencies in cross-border payments, they are shifting from speculative assets to a foundational layer of institutional payment infrastructure, with 85% of their total transaction value in 2035 expected to come from B2B payments. The integration of stablecoins in international business payments is driven by their ability to provide speedy and final settlements, outpacing traditional correspondent banking rails.
Juniper Research Analyst Jawad Jahan notes that stablecoins are not replacing existing payment infrastructure but are being adopted where their benefits are most pronounced, particularly in cross-border B2B transactions. To capture the majority of this value, stablecoin issuers should focus on enterprise integrations and treasury partnerships.
This forecast aligns with a recent Chainalysis report, which predicted that stablecoins are on track to become a core component of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035.