A significant proportion of European investors are considering changing banks to gain access to better cryptocurrency services, a new study by Boerse Stuttgart Digital reveals, highlighting a significant shift in how digital assets are influencing retail finance across Europe. The study, which surveyed 6,000 individuals across Germany, Italy, Spain, and France between August 2025 and January 2026, found that 35% of respondents would consider switching banks if another institution offered more robust crypto investment options, with this figure rising to 40% in Spain.
Despite the complexity and perceived regulatory risks of cryptocurrency, with over 60% of respondents feeling poorly informed and 69% describing it as too complex, and 76% viewing it as insufficiently regulated, investors are more likely to trust their primary bank for crypto services than specialized platforms. The study suggests that clearer regulation, such as the European Union's Markets in Crypto-Assets (MiCA) framework, which aims to create a more consistent market by setting common rules for crypto service providers, could increase trust in digital assets and potentially bring more investors into the market, with nearly half of respondents indicating that EU rules increase their trust in digital assets.