A recent report by Juniper Research predicts that cross-border stablecoin payments among businesses will reach a staggering $5 trillion by 2035, marking a significant 373-fold increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing adoption of stablecoins in international business-to-business transactions, treasury operations, and supply chain settlements, where their programmability and 24/7 settlement finality offer distinct advantages over traditional banking channels.
As stablecoins address the current inefficiencies in cross-border payments, they are expected to shift from a speculative asset to a foundational layer of institutional payment infrastructure, with 85% of the total stablecoin transaction value in 2035 coming from B2B transactions. The firm suggests that stablecoin issuers should focus on enterprise integrations and treasury partnerships to capitalize on this trend, which is poised to disrupt traditional banking channels.