The rapid growth of AI agents has led to the emergence of 'agentic finance,' where machines are executing financial transactions. This shift is driven by the need for a financial backend that can support autonomous systems, with crypto playing a crucial role. In this article, we explore the concept of agentic finance, its layers, and the use cases of AI agents in the financial space. We also examine the risks and limitations associated with this technology and provide insights from leading AI models on the present and future of AI payments.