According to a new report by Juniper Research, the total value of international stablecoin payments among businesses is expected to reach $5 trillion by 2035, representing a significant increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing adoption of stablecoins in cross-border business-to-business transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels due to their programmability and 24/7 settlement finality. Juniper Research notes that stablecoins are addressing current inefficiencies in cross-border payments, driving their growth. By 2035, the firm estimates that 85% of the total stablecoin transaction value will come from business-to-business payments, as these fiat-pegged cryptocurrencies transition from speculative assets to a foundational layer of institutional payment infrastructure.
The research highlights the importance of stablecoins in international payments among businesses, treasury operations, and supply chain settlements, due to their fast 24/7 settlement finality. "Stablecoins are not replacing existing payment infrastructure, but rather being adopted where their advantages are most pronounced," said Jawad Jahan, a Juniper Research Analyst. "Cross-border business-to-business payments are where these advantages are greatest, and where we expect the most sustained volume growth over the forecast period." Jahan suggests that stablecoin issuers should focus on enterprise integrations and treasury partnerships to capture the majority of this value.
This prediction is supported by a recent report from Chainalysis, which forecasts that stablecoins will become a foundational layer of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035.