According to a report by Juniper Research, the total value of international stablecoin payments among businesses is expected to surge to $5 trillion by 2035, marking a significant 373-fold increase from the estimated $13.4 billion this year. The research firm notes that stablecoins are becoming increasingly integral to cross-border B2B transactions, treasury operations, and supply chain settlements due to their ability to offer programmability and 24/7 settlement finality, thereby disrupting traditional correspondent banking channels.
The growth of stablecoins in B2B payments is attributed to their capacity to address existing inefficiencies in cross-border payments. By 2035, it is estimated that 85% of the total stablecoin transaction value will be derived from B2B payments, with stablecoins transitioning from a speculative asset to a core component of institutional payment infrastructure. Juniper Research Analyst Jawad Jahan emphasizes that stablecoins are not intended to replace existing payment infrastructure, but rather to be adopted in areas where their advantages are most pronounced, such as cross-border B2B transactions.
To capitalize on this trend, stablecoin issuers are advised to focus on integrating with enterprises and forming treasury partnerships.