A new report by Juniper Research predicts that cross-border stablecoin payments among businesses will skyrocket to $5 trillion by 2035, marking a substantial increase from the estimated $13.4 billion this year. The research firm attributes this growth to the increasing adoption of stablecoins in international business-to-business transactions, treasury operations, and supply chain settlements, where they offer advantages over traditional banking channels due to their programmability and fast settlement finality. As stablecoins address current inefficiencies in cross-border payments, they are shifting from speculative assets to a core component of institutional payment infrastructure.
The firm forecasts that 85% of stablecoin transaction value in 2035 will come from B2B payments, with stablecoins being integrated into international payments due to their speedy settlement capabilities. Juniper Research Analyst Jawad Jahan notes that stablecoins are not replacing existing payment infrastructure but are being adopted where their benefits are most pronounced, particularly in cross-border B2B transactions.
He advises stablecoin issuers to focus on enterprise integrations and treasury partnerships to capitalize on this growth. This prediction aligns with a recent report by Chainalysis, which forecasts stablecoins to become a foundational layer of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035.