By 2035, global stablecoin payments among businesses are expected to reach $5 trillion, according to a recent report by Juniper Research, marking a significant 373-fold increase from the estimated $13.4 billion this year. The research firm attributes this growth to stablecoins increasingly being utilized in cross-border business-to-business transactions, treasury operations, and supply chain settlements due to their programmability and ability to settle transactions 24/7, thus offering advantages over traditional banking channels.
Juniper Research notes that stablecoins are addressing current inefficiencies in cross-border payments, with 85% of the total stablecoin transaction value in 2035 expected to come from B2B transactions. As stablecoins transition from speculative assets to a foundational layer of institutional payment infrastructure, they are being integrated into international payments among businesses due to their fast settlement finality.
"Stablecoins are not replacing existing payment infrastructure but are being adopted where their advantages are most pronounced," said Juniper Research Analyst Jawad Jahan, emphasizing that cross-border B2B transactions will experience the most sustained volume growth over the forecast period. Jahan suggests that stablecoin issuers should focus on enterprise integrations and treasury partnerships to capture the majority of this value.
This forecast aligns with a recent report by Chainalysis, which projected that stablecoins are on track to become a foundational layer of global finance, with adjusted transaction volumes expected to reach $719 trillion by 2035.