According to a study by Boerse Stuttgart Digital, a significant proportion of European investors are considering changing banks to access better cryptocurrency services, indicating a significant shift in the role of digital assets in retail finance. The study, which surveyed 6,000 individuals across Germany, Italy, Spain, and France between August 2025 and January 2026, found that 35% of respondents would consider switching banks if another institution offered more robust crypto investment options, with this figure rising to 40% in Spain. Despite the complexity and perceived risk of cryptocurrency, with over 60% of respondents feeling poorly informed and 69% describing it as too complex, investors are more likely to trust their primary bank for crypto services than specialized platforms.
The study suggests that banks have an opportunity to capitalize on this trust and provide crypto access, with nearly one in five respondents expecting their bank to offer crypto services within the next three years. The implementation of the European Union's Markets in Crypto-Assets framework is expected to play a significant role in shaping the crypto landscape, with nearly half of respondents indicating that EU rules increase their trust in digital assets.