According to a study by Boerse Stuttgart Digital, a significant proportion of European investors are contemplating switching banks to gain access to more comprehensive and secure cryptocurrency services, marking a significant shift in the landscape of retail finance in the region. The study, which surveyed 6,000 individuals across Germany, Italy, Spain, and France between August 2025 and January 2026, found that 35% of respondents would consider changing banks if another institution offered more robust crypto investment options, with this figure rising to 40% in Spain. Despite the complexity and perceived risk of cryptocurrency, with over 60% of respondents feeling poorly informed and 69% describing it as too complex, trust in traditional banks for crypto services remains high, with investors more than twice as likely to trust their primary bank than specialized platforms.
The study also highlights the potential for banks to capitalize on this trend, with nearly one in five respondents expecting their bank to offer crypto access within the next three years, and clearer regulation, such as the European Union's Markets in Crypto-Assets framework, potentially playing a key role in increasing trust and bringing more investors into the market.