According to a study conducted by Boerse Stuttgart Digital, a significant proportion of European investors are considering changing banks to gain access to better cryptocurrency services, highlighting a notable shift in the role of digital assets in retail finance across the region. The study, which surveyed 6,000 individuals across Germany, Italy, Spain, and France between August 2025 and January 2026, found that 35% of respondents would consider switching banks if another institution offered more robust crypto investment options, with this figure rising to 40% in Spain. Despite the complexity and perceived risks associated with cryptocurrency, including concerns over regulation, with 76% of respondents viewing it as insufficiently regulated, the study suggests that banks are well-positioned to play a central role in the next phase of cryptocurrency adoption.
Investors expressed a strong preference for trusting their primary bank for crypto services over specialized platforms, and nearly one in five respondents expect their bank to offer crypto access within the next three years. The implementation of the European Union's Markets in Crypto-Assets (MiCA) framework, which aims to create a more consistent and regulated market across the region, may also contribute to increased trust and adoption of digital assets, with nearly half of respondents indicating that such regulations increase their trust in digital assets.