The rise of quantum computing has sparked concerns about the potential vulnerability of legacy blockchains. For XRP holders, experts suggest that the token's architecture may provide better protection against quantum threats than Bitcoin's. This is due to the XRP Ledger's account-based system and features like key rotation, which allow users to change their signing key without moving funds. A recent audit found that around 300,000 XRP accounts, holding 2.4 billion XRP, have never sent funds and are therefore quantum-safe by default.

In contrast, Bitcoin's blockchain lacks a key rotation feature, leaving holders more vulnerable to quantum attacks. While Bitcoin developers are working on proposals to develop quantum resistance, XRP's design may provide a safer haven for now.