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Opinion
The Clarity Act Delayed Until September, Yet Banks Proceed Regardless
The postponement of the much‑anticipated Clarity Act until September has not slowed the momentum of financial institutions that are already moving forward with their blockchain and decentralized finance initiatives. While lawmakers and regulators continue to debate the precise language and enforcement mechanisms of the legislation, banks and other traditional players are quietly forging ahead, dr…
Aug. 28, 2026, 1 p.m.
Opinion
The Clarity Act Could Undermine Community Banks on Main Street
The proposed Clarity Act, which aims to bring greater transparency and regulatory oversight to the burgeoning stablecoin market, has sparked a heated debate among financial industry stakeholders. While the legislation’s architects argue that it will protect consumers and ensure the integrity of digital assets, many community bankers fear that the bill could inadvertently place small‑scale, Main S…
Aug. 27, 2026, 12:30 p.m.
Opinion
Banks' Arguments Against Stablecoin Rewards Lack Supporting Evidence
In recent discussions surrounding digital assets, a contentious point has emerged regarding the use of stablecoin rewards by financial institutions. Several banks have taken a public stance, asserting that rewarding customers with stablecoins poses significant risks and should be curtailed or regulated more strictly. However, a careful examination of the available data and research reveals that t…
Aug. 26, 2026, 1 p.m.
Opinion
MiCA Transformed European Crypto Markets, Leaving Poland Struggling to Keep Up
The passage of the Markets in Crypto‑Assets Regulation, commonly known as MiCA, marked a watershed moment for the European Union’s approach to digital assets. By establishing a comprehensive, harmonised framework for the issuance, trading, and custody of crypto‑tokens, MiCA aimed to bring legitimacy, investor protection, and regulatory certainty to a sector that had previously been characterised …
Aug. 25, 2026, 1 p.m.
Opinion
Advocate for the Clarity Act
The Clarity Act, a piece of legislation designed to bring certainty to the regulatory environment for blockchain technology and digital assets, has become a focal point of intense debate within the policy community. At the heart of the controversy is a proposal to revisit a specific provision that was previously considered settled. Summer Mersinger, the chief executive officer of the Blockchain A…
Aug. 21, 2026, 7 p.m.
Opinion
The Unvarnished Reality: The Clarity Act Functions as an Anti-Cryptocurrency Measure
In recent years, the cryptocurrency sector has been caught in a whirlwind of uncertainty. Lawmakers have introduced a plethora of proposals, yet many have stalled in committee, never seeing the light of day. Meanwhile, regulatory agencies have sometimes acted with a heavy hand, interpreting existing statutes in ways that stifle innovation rather than protect consumers. The result has been a serie…
Aug. 21, 2026, 11:30 a.m.
Opinion
Enhance the Clarity Act
The American Bankers Association (ABA) has taken a clear stance on the future of the Clarity Act, emphasizing that its goal is to fortify the legislation rather than to dismantle it. This perspective was articulated by Rob Nichols, the President and Chief Executive Officer of the ABA, who underscored the importance of preserving the core principles of the Act while addressing concerns that have e…
Aug. 19, 2026, 1 p.m.
Opinion
The Coldcard Exploit Demonstrates That Reputation Alone Isn't a Security Strategy
In recent discussions about digital security, a striking example has emerged that challenges the notion that a strong reputation can serve as a sufficient safeguard. The incident involving the Coldcard hardware wallet—a device widely praised for its robust security features—has highlighted the dangers of placing blind trust in a single authority figure, even within a community that prides itself …
Aug. 17, 2026, 2:09 p.m.
Opinion
The US Deserves a Premier Payment System
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Aug. 12, 2026, 1 p.m.
Opinion
The US Deserves a World-Class Payment Network
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Aug. 12, 2026, 1 p.m.